Your monthly budget may have taken a hit with this economy. The Congress and Senate are bantering on health care; if they pass a very ‘rushed package right now, regulations for health care providers would go through the roof based on past performances of Medicaid and Medicare.
We experienced a breach in computers by hackers around the 4th of July this year of the US Treasury, Federal Trade Commission, and the Transportation Department.
If they institute an E-medical record, who is to say that the security of those records will be adequate?
Part of my health care plan would regulate the health insurance industry by law, not by persuasion or “free market” tendencies. Below is an example of what we are blowing in monthly costs by allowing Congress and the Senate to remain in the ‘pockets of the insurance industry’.
Let's say a company has 1,000 workers with health insurance. If you reduced the monthly health care premium BY LAW even by $100 per month, this would save the company and its employees a whopping $100,000 PER MONTH! Using this premium reduction nationally, you can get billions in savings personally and by business large and small, at no extra cost to taxpayers. Eventually, health insurance in the private sector needs to be not for profit, and this needs to be a mandated federal transition over no more than 5 years.
The savings from premium reduction could be used to hire more workers laid off, unemployed or underemployed. Waiting periods, deductibles and non-portability will be written into law that these items will go away. Your insurance should not be tied to your job...that brings up the whole portability issue for "self-insured" large companies.
The insurance lobby is an impediment here; in my platform, we get rid of lobby and PAC money, period. Legislators who refuse to go along with this are not helping you out. This is the only way to true reform.
Additionally, to make this work, we need to seriously reduce smoking, obesity and diabetes. Personal responsibility or lack thereof is responsible for billions of wasted health care dollars ($150 billion per year for diabetes alone).
I am an Oral & Maxillofacial Surgeon running for US Senate in New York on issues that affect the entire country and especially medical and dental providers nationwide.
Thursday, July 9, 2009
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